Follow this link to <http://www.businessinsider.com/5-financial-advisor-red-flags-2013-3>

Five Signs You Picked The Wrong Financial Advisor

by Libby Kane at LearnVest (with a couple of quotes inside from another LearnVest advisor).

The article definitely favors Fee-Only and CFP advisers.  Naturally, that resonates with us here at Meyers Wealth Management, as that describes us exactly.  But just because we believe that’s the best model, it doesn’t mean that people cannot get excellent advice from non-CFP advisers, or from folks who get paid via commissions.  It does mean that you have to be (a) careful to make sure you adviser does know what he or she is talking about and (b) careful that you know exactly how your adviser is paid, what you’re paying them (because you *always* pay), and that you are getting your money’s worth.