Freddie Mac surveys lenders weekly and publishes average mortgage rates for the previous week every Thursday.  Today they’ve published rates which show a year-to-date low:  30 year mortgage originations are down to 3.78% (with 50bp points/fees), 15 year mortgages are down to 3.08% and 5/1 ARMs are down to 3.15%. These aren’t quite historic lows […]

Some notes regarding the Equifax data breach  – updated on 9/29/2017 to include links for freezing your credit, getting free credit reports, getting your medical records, getting your Social Security records, plus some additional security items to consider: There’s been a lot of reporting, and Equifax’s response has changed a bit since the first reports […]