Category Cash

Stock Market Volatility

January 20, 2016 – Stock Market Volatility “In the short run, the market is a voting machine but in the long run, it is a weighing machine.” ― Benjamin Graham In other words, there’s always a disconnect between prices and values.  In the short run, markets move, sometimes hard and fast — and often very […]

I-Bonds “Real” Interest Rate Goes Back Above ZERO

  I-Bonds “Real” Interest Rate Goes Back Above ZERO  — for the first time since the rate was set to zero back in Nov, 2010. For the last three years, any newly purchased US Treasury Series I savings bonds – which pay interest which is a composite of a fixed “real” rate plus a variable […]

Savings Accounts

The current interest rate environment is weighing heavily on those who count on getting any kind of return on their cash and/or low-risk investments. Treasury bond yields are at historic lows, especially at the short end of the curve.  That means that the most cash-like treasury securities – the ones which mature the soonest and […]