Category Education

Make the Most of Your First Meeting With a Financial Adviser

Wall Street Journal article published Monday, November 5, 2012: A really helpful article discussing what folks may expect at a first meeting with a financial adviser. Unfortunately, the article doesn’t shed very much light on some essential issues – the differences between a Registered Investment Adviser and a representative of a Broker/Dealer, for example.  […]

Higher borrowing for college

A worthwhile article.  Like long-term care, the difficult burdens are on the middle and upper-middle class.  The rich can simply afford to pay and the poor are more likely to get grants and/or go to less expensive schools (just as with long-term care, the rich can simply afford to pay and the poor go on […]

Morningstar answers a reader’s question about UGMA accounts Question: I set up an UGMA for my daughter as a way to help save for college, but now I read that the money in the account could hurt her chances of getting financial aid. Can I cash out the account or move the money to a different type of college-savings plan? If you […]

2011-2012 California College Costs estimates

I recently got some mail from the California 529 plan, called Scholarshare.  At the moment, California’s Scholarshare 529 is managed by Fidelity, but that’s about to change, and this may be worth investigating for those who are already in it – if you like Fidelity and Fidelity’s investment options and expenses (and the integration with […]