[Note – this was written with Palo Alto CA public schools in mind, and specifically a pair of charitable organizations which help support those schools.  It applies just the same to any 501c3 charitable organizations, including similar organizations associated with other school systems as well as other types of charities altogether.] It’s annual appeal time […]

A recent survey showed that a surprisingly high 72% of Americans do not have an up-to-date will. Via an ABNewsWire article which summarized the results:  “A Google Consumer survey by USLegalWills.com suggests that previous surveys may have under-reported the number of Americans without a Will, by not including those who have a Will that is […]

Music legend Prince died recently and the news has talked a bit about how he apparently died without a will. KQED Forum, a great discussion show on public radio here in the SF Bay area, hosted a discussion in the wake of this event, to talk about wills, who needs them, and related issues. The […]

All those tax-related forms which come with having an IRA, what they mean, and what to do with them. IRA stands for Individual Retirement Account (or, possibly, the collection of all such accounts), and each IRA account you have generates a small torrent of paperwork, both throughout the year and after the end of the […]

January 20, 2016 – Stock Market Volatility “In the short run, the market is a voting machine but in the long run, it is a weighing machine.” ― Benjamin Graham In other words, there’s always a disconnect between prices and values.  In the short run, markets move, sometimes hard and fast — and often very […]

Many types of retirement accounts offer enormous tax advantages.  For example, if you make contributions to an IRA or 401k, you may be able to deduct those contributions (i.e., not pay income taxes on the income you use to fund those accounts) now — and, instead, let the money grow — with no taxes due […]

Bing Nursery School and Harvest Moon Auction Meyers Wealth Management is a proud sponsor of the Bing Nursery School’s annual Harvest Moon Auction. Bing Nursery School was founded in 1966 and is recognized around the world for excellence in early childhood education. Each year Bing Nursery School holds its annual silent and live auction, benefiting the […]

Especially when it’s low and nobody is expecting it.  People can’t ‘time’ handling of inflation expectations better than they can time the rest of the markets.  So every portfolio needs hedges against it built into their diversification plan. The CFA institute blog posts a timely reminder: https://blogs.cfainstitute.org/investor/2015/11/11/three-reasons-why-it-is-still-a-good-time-to-talk-about-inflation/

Give gifts to charity.  To get a tax break for any gifts you give (cash, stock, etc), those gifts have to be given by Dec 31 to qualified charitable organizations. The IRS provides a tool for checking on this:  <https://www.irs.gov/Charities-&-Non-Profits/Exempt-Organizations-Select-Check&gt; For a contribution of cash, check or other monetary gift, you need to keep a record […]

Jason Zweig hits it right on the head. Must-read for all investors. Summary:1. Don’t fixate on the news2. Don’t panic3. Don’t be complacent4. Don’t get hung up on the talk of a “correction”5. Don’t think you — or anyone else — knows what will happen next Read #5 again.  And again.  It drives all the […]